Pet Sitting Insurance

What does petting sitting insurance include?

Our insurance supports a wide range of pet sitters’ responsibilities, including the safety and behaviour of your customers’ pets while under your care, custody, or control. Coverage extends to domestic pets such as dogs, cats, reptiles, and even livestock—provided they are not kept for commercial purposes.

You will also be covered for doing general housekeeping and cleaning whilst you are looking after their pets this would also cover you to stay in their homes.

By investing in pet care insurance as a business owner, you will also demonstrate a strong sense of professionalism and commitment to potential clients.

Designed to meet the unique needs of pet sitters, dog day carers, animal minders, and in-home pet boarders, our policies are available as comprehensive packages, with options available to cover risks specific to your business or circumstances.

Pet sitters insurance quote

For more information about our pet minding insurance packages, call Pet Business Insurance today on 01284 736 874, complete our enquiry form, or obtain a quick quote online.

Pet sitting insurance FAQs

Do pet sitters need to be registered?

If you only provide pet sitting services at a client's home, you do not need a licence. You will need to be licensed if you provide pet boarding services or look after the animals at your home.

Best Pet Sitting Insurance UK: Our Complete Guide

Welcome to petbusinessinsurance.co.uk. If you're a professional pet sitter, you know that your work is built on trust. Finding the best insurance isn't just an add-on; it's the foundation of your business. It protects you, your clients, and the precious animals in your care.

We firmly believe we are, if not the best, specialist providers in the UK. Why? Because our policies are designed by pet business experts for pet business experts. Our outstanding online reviews reflect our commitment to providing comprehensive, easy-to-understand cover that you can rely on.

What is Pet Sitting Insurance and Why Do You Need It?

We're often asked this. In simple terms, pet sitting insurance is a specialist small business insurance package. The most important part is Public Liability insurance, which is designed to protect you if you are blamed for injury to a person or damage to their property while running your business.

But here’s the crucial part: standard liability insurance often won't cover the unique risks that come with animal care. You need specialist cover. What if a dog in your care bites someone? What if you lose a client's keys? What if an animal is accidentally injured or lost while with you? This is why a specialist policy from petbusinessinsurance.co.uk is essential.

What Does Our Pet Sitting Insurance Cover?

When you compare policies, you need to know exactly what you're paying for. We've built our comprehensive pet sitting policies at petbusinessinsurance.co.uk to include the things you actually need:

• Public liability: IThis is the core of your cover. It protects you if a third party (like a member of the public) is injured or their property is damaged because of your business.
• Care, Custody & Control (Animal in Your Care): This is vital. It's designed to cover you if an animal in your care is accidentally lost, injured, or dies. This is often excluded from general, non-specialist policies.

Why Choose petbusinessinsurance.co.uk as Your Provider?

When you search for the 'best pet sitting insurance', you'll find many options. Here’s why we are consistently rated as a top choice by pet professionals across the UK:

• We Are Specialists: We aren't a general insurer who has a 'pet' add-on. We only provide pet business insurance. We live and breathe this industry and understand your unique risks better than anyone.
• Our Reviews: Our petbusinessinsurance.co.uk reviews online speak for themselves. We're so proud that our customers consistently praise our easy-to-buy process, fair pricing, and our knowledgeable UK-based team.
• Comprehensive Cover: Our policies are built to be robust. We include cover for things like lost keys that others may charge extra for or not offer at all.
• Clear & Simple: We believe you should be able to understand your policy. We avoid confusing jargon and make it crystal clear what you are (and are not) covered for.

How Much Does Pet Sitting Insurance Cost?

We believe in being transparent. The cost of pet sitting insurance isn't a fixed price, as it depends on a few factors personal to your business, including:

• The level of Public Liability you need
• Whether you have employees
• The types of services you offer (e.g., home boarding, dog walking)
• Any optional add-ons you choose

The best way to find out your specific cost is to get a fast, no-obligation quote. petbusinessinsurance.co.uk offers highly competitive pricing from just £6.81 per month for our specialist, comprehensive cover.

How to Compare Pet Sitting Insurance Policies

When you're comparing policies, we urge you not to just look at the price. A cheap policy isn't worth it if it doesn't pay out. Check these key details:

• Check the 'Care, Custody & Control' limit: Is it high enough for the animals you care for?
• Look for 'Lost Key' Cover: Is it included as standard or an extra?
• Read the Exclusions: What isn't covered?
• Check the Reviews: Most importantly, read the provider's reviews. The petbusinessinsurance.co.uk reviews give you real insight into how we treat our customers and handle claims.

Get Your Pet Sitting Insurance Quote from the Best

Protect your passion. Protect your business. Join the thousands of professional pet sitters who trust petbusinessinsurance.co.uk to keep them covered.

See for yourself why our reviews name us one of the best. Get your instant online quote in minutes and be covered today.

Protect Your Pet Sitting Business: Essential Insurance for Dog Boarders, Sitters, and Walkers

Running a professional pet care service—whether you offer in-home dog boarding, daily walks, or drop-in visits—requires a specialist insurance policy that truly understands the risks involved. Your standard home or generic business insurance will leave dangerous gaps in your coverage, potentially exposing you to huge financial and legal liabilities.

As the UK's leading pet care insurance specialist, we provide the robust, comprehensive protection you need. Our policies are designed specifically for the unique demands of the industry and give you peace of mind.

The Non-Negotiable Coverage Every Pet Sitter Needs

Your insurance must extend beyond simple Public Liability to cover the actual animals in your care. We structure our policies around the three pillars of essential protection:

1. Public Liability Insurance (PL)

This is your baseline defence. It covers your legal liability for injury to a member of the public or damage to their property that occurs as a result of your business operations.

• Example: A dog you are walking pulls free and causes a cyclist to fall, or you accidentally break a client’s expensive antique vase during a house visit.
• What You Get: High limits of cover to protect against significant compensation claims.

2. Accident & Injury Cover

This is the most critical element of specialist pet care insurance. Accident and injury covers your legal liability for injury, loss, or death of the animals themselves while they are in your professional care.

• Example: A dog in your boarding home suffers a sudden, serious injury during play, leading to large emergency veterinary bills.
• Why it Matters: Without high-limit CCC cover, you are personally liable for all vet fees and legal defence costs arising from an incident involving a client's pet.

Loss of Keys & Replacement Locks

For in-home pet sitters and boarders, access is essential. If the owners keys are lost or stolen while in your possession, this covers the cost of replacing the keys and changing the client’s locks, protecting their home security and your reputation.

Dog Boarding Insurance: Meeting Local Authority Licence Requirements

If you offer home dog boarding, you need to consider getting a licence from your local authority. Councils strictly enforce insurance requirements and will not issue or renew a licence without proof of adequate commercial insurance for dog sitters that covers:

• Accident & Injury Cover: Ensuring you are protected if an animal is injured or falls ill.
• Public Liability: Covering third-party risks on your premises.
• Employers' Liability: Legally mandatory if you have any employees, even part-time or seasonal staff.

We offer policies that fully satisfy the in-home dog boarding insurance UK requirements, making your licence application process smoother and more secure.

Why Choose Our Specialist Pet Business Insurance?

You need an insurer who lives and breathes the pet industry. We are not a general commercial insurer; we are specialist pet trade experts.

• Expert Policy Design: Our policies are written by experts who understand the DDA, local authority regulations, and the daily risks of dog walking and boarding.
• Unrivalled Customer Reviews: We consistently earn top marks in independent reviews, highlighting our easy claims process, expert advice, and reliability.
• Customisable Coverage: Whether you need dog boarding insurance for multiple employees or a single sitter, we offer scalable options to perfectly match your business needs and size.

Get Started Today

Find out what is the cost of dog boarding business insurance tailored specifically to your services. Get a fast, no-obligation quote and ensure your passion for pets is protected by the most comprehensive and highly-rated cover available.