Choosing the right coverage as a trusted dog breeder

Breeding combines the disciplines of dealing with animals, the public, and operating on your own premises. As a result, it’s important to ensure you are set up to deal with the challenges these parts of your business can present. This includes having adequate breeders’ insurance.

Our breeders’ insurance provides protection for claims resulting from third-party injury and property damage, as well as theft or malicious damage to your tools and equipment.

We also offer optional insurance to fit the needs of your breeding business.

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Our Standard Cover Includes

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Our Optional Extras Include

Dog breeders insurance FAQs

What insurance do I need as a dog breeder?

As a minimum, you will need public liability insurance to cover any claims involving third parties (e.g. site visitors). You will also want equipment cover to protect the high value items you use for your work. If you have staff, you’ll also need employers’ liability.

Do dog breeders need a licence?

In England, you need a licence if you breed a certain number of puppies within a 12-month period and sell any of them. The rules can vary across English local authorities and UK regions, so it’s always best to check with your local council.

Does this insurance provide cover for a litter of puppies?

Dog breeders insurance does not provide cover for a litter of puppies. However, public liability will cover you for claims arising from visitors arriving on site, e.g. to view or collect puppies.

Money Back Guarantee

Just starting up? Change or even cancel your policy anytime without any administration fees. Even better – Pet Business Insurance will refund your money, pro-rata, for any unused period of cover (as long as you haven’t made a claim of course!).

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