Pet grooming insurance

All-round protection when you need it

Our pet and dog grooming insurance policies include cover for claims from third parties (clients and visitors) relating to injury or damage caused by something you did (or failed to do) in the course of your work.

You’re also covered for incidents that give rise to accidental damage or injury to an animal in your care – whether it was your fault or not.

That’s not all. Other key risks, including the potential loss or theft of equipment, or the loss of a client’s pet while in your care, are also covered.

Not every pet grooming business operates identically. That’s why we also provide a range of optional insurances to suit your specialism and circumstances. For example, if you employ any staff, we can cover claims raised by employees for injuries at work due to your negligence.

Whether you need cover for a pet grooming shop or mobile dog grooming insurance, our policies can be amended as your business evolves, without any admin fees. In addition, our no-risk money-back guarantee ensures you can cancel your policy, provided you haven’t made a claim.

To discuss your pet grooming business insurance needs, get in touch with our team today. Call 01284 736 874, or complete our enquiry form.

Our Standard Cover Includes

• Public Liability Up to £5,000,000 included
• Accidents & Injuries to Animals Up to £75,000 included (£25,000 any one claim)
• Loss of Keys Up to £10,000 included
• Loss of Money Up to £1,000 included
• Equipment Cover Up to £1,000 included
• Travel Costs Up to £2,500 included
• Loss of Licence Up to £10,000 included
• Show Cover Attend events and even hold shows with up to 150 people included
• Loss of Animal Cover in the event that any pet you are looking after is lost or stolen

Our Optional Extras Include

• Employers Liability Insurance Up to £10,000,000
• Professional Indemnity Up to £1,000,000
• Personal Accident See Details
• Legal Cover
• Additional Equipment Cover Up to £25,000
• Business Interruption Cover Up to the value of your annual business turnover
• Shop Glass Cover Up to £5,000
• Deterioration of Chilled Stock Up to £5,000
• Additional Money Cover Up to £50,000
• Loss of License Extension Up to £50,000
• Animal Illness Cover Up to £2,000 per boarder
• Buildings Insurance Cover Covers up to the rebuild value of your building
• Personal Possessions Insurance

Pet grooming insurance FAQs

Do you need insurance to be a pet groomer?

We highly recommend having grooming insurance to protect yourself and others in the case of an incident. Insurance also presents you as a dedicated professional.

Is your van and equipment insured if you're a mobile dog groomer?

We insure all types of grooming businesses including mobile services from a van. We do not provide any vehicle cover, however we can insure your equipment. You must ensure that any equipment stored inside your van is locked up at night in a secure compound.

Are groomers protected in the case of an incident that results in injury to the groomer?

Yes, animals can be unpredictable, so personal accident insurance is offered as part of our additional coverage in the event that a cat, dog, or other animal’s behaviour results in an injury to the groomer or their employee.

If an incident results in an injury to the animal, are groomers protected?

Yes, our standard coverage also includes protection in the event that a dog, cat, or other animal incurs an injury whilst in the care of the grooming premises. Whether a dog injures a leg getting off a table, or a cat incurs a limp – we understand that accidents happen.