This insurance covers your legal liability to pay damages for breach of professional duty by reason of negligence, error or omission in connection with your business, up to a limit of £500,000 in any one period of insurance inclusive of all legal costs.
- libel or slander
- circumstances known about prior to the commencement of the insurance
- diagnosis or medical or surgical treatment given, performed or administered
- wilful, dishonest or fraudulent acts
- the first £200 of each claim.