- Are you a Dog Hydrotherapist?
- Do you offer specialised pet hydrotherapy services?
- Are you a therapist providing specialist treatments and hydrotherapy services to pets?
Water can have a fabulous effect and hydrotherapy is a great way to help dogs recover from injury or illness. Taking the weight off their bones, movement in water can help dogs build up their muscle mass and helps animals suffering from various injuries and conditions.
Understanding that Dog Hydrotherapy is a specialist service, Pet Business Insurance provides specific insurance for dog hydrotherapists and individuals working as animal physiotherapist across the UK.
We understand the needs of hydro and physio therapists. Our specifically designed Dog Hydrotherapist and Physiotherapist policy has been developed for you and your pet business and can be tailored to suit your own individual needs.
The PBI Dog Hydrotherapist and Physiotherapist policy covers all your requirements: including Public Liability – should an animal cause an accident or injury or damage someone else property; Care Custody and Control – in case you accidently lose an animal or it is injured whilst in your care; We also offer Professional Indemnity – if someone alleges that they lost financially due to something you advised or did; Personal Accident Cover – should you have an accident whilst at work and as a result your earnings suffer through disability; and then you may need to consider Equipment cover for specialist materials or equipment your business uses and Employers Liability for any staff you employ. We also offer loss of key cover – in case you misplace your clients' keys whilst offering a collection and delivery service, and should you have any staff, you will need to ensure you have employers liability insurance.
Pet Business Insurance Cover
|Employers Liability||£10,000,000 with no excess|
|Public Liability||£3,000,000 with no excess (other than an excess of £100 in respect of damage to third party property)|
|Care Custody and Control / Animal Liability||£15,000 any once accident or series of accident, (Liability to Animals) arising out of one original cause with a £50 excess per loss. We can now also cover any accident or injury to an animal in your care regardless of fault.|
|Professional Indemnity||£350,000 with £200 excess each and every loss|
|Equipment Insurance||Covers fire, lightning, explosion, aircraft, theft, riot or civil commotion, malicious damage, earthquake, impact, storm, flood, escape of water or oil or falling trees or branches with £100 excess.|
|Personal Accident Cover||£10,000 for a range of injuries — see our policy for further details. £100 weekly payment for Temporary Total Disablement, up to 104 weeks|
|Vets Fees Extension||
Up to £1,500 per animal for Vets Fees for injury, illness, death or loss from theft or straying to animals in your care. Up to £350 per animal for advertising and reimbursement of boarding fees.
|Loss of Key Cover||£10,000 in the annual aggregate with NO excess|
Glass Breakage cover limit is £2,000 with £100 excess
At Pet Business Insurance we provide competitive pet business insurance which can include:
- Online quotation and cover
- Tailor-made packages to suit your individual needs
- Annual or monthly installment payment options